OUR SERVICES

RAA’s expertise in the industry allows us to assist you with the important decisions you will make during your career and after retirement. Our professionals have the experience and resources to help you create and implement a disciplined financial plan encompassing investment management, financial planning, estate planning, survivor assistance, tax and insurance guidance as well as your company benefits. We have worked successfully with thousands of clients to help them address their unique needs.

Financial Planning

Financial planning is never a one-dimensional process. It entails coordinating numerous factors that touch upon your investments, future income requirements, estate plan, tax situation and other key considerations.

A strong financial plan gives you an objective view of your overall financial picture and provides you with the guidance you need to enjoy a stress free retirement. Our Relationship Managers have the experience, expertise, and resources to help you and your family create and implement a thoughtful and disciplined financial plan.

INVESTMENT MANAGEMENT

If you are like many other investors, one of your most significant concerns may be falling short of your financial goals. RAA harnesses extensive investment management expertise to create investment strategies designed to meet your lifetime growth and income needs.

At Retirement Advisors, your portfolio will be diversified broadly across an array of asset classes, investment styles and investment managers. We take special care to combine these elements to reduce overall portfolio risk. Diversification also provides you with a wider range of return opportunities.

     

ESTATE PLANNING

There is a very common misconception that only elderly or wealthy people need to have an estate plan in place. No matter how many years you believe you have left or how much money you have, a carefully crafted plan will clearly define your wishes, should you unexpectedly become incapacitated and unable to make decisions.  Whether or not you already have an estate plan in place, we offer a complimentary review to ensure that your documents are current or can advise you on how to get started.

PLANNING AHEAD GUIDE

Retirement Advisors has developed a guide to help you, your spouse and family sit down and plan for the transition of running your household should one of you become incapacitated or pass away. There are many publications that provide assistance once you become a widow or widower, but it is hard to find help on preparing for that eventuality. We want to help ease the burden of the surviving spouse and family members.

Request Your Guide

Retirment

Survivor Assistance

Dealing with the loss of a spouse, child or parent can be an emotional roller coaster and can change everything in an instant. We have spent many years developing our Survivor Assistance Program to guide you through the financial decisions, paperwork, and estate settlement that follows a death. Our crisis team, which consists of your Relationship Managers, your CPA and estate planning attorney will be there to assist the surviving spouse and extended family when they are least able to attend to the details.

There's nothing like the peace of mind you get as a RAA client, knowing your family will be taken care of, should something happen to you.

Survivor Handbook

Our Survivor Handbook was designed to assist you during one of the most challenging times you may fice after the passing of a loved one. While there is not an answer for every situation, we hope this handbook will assist you in getting organized, knowing who to contact for various issues, as well as provide you with basic educational information on this difficult topic.

Request Your Handbook
TAX & INSURANCE GUIDANCE

Tax laws are often complicated and can change frequently. It is essential that all aspects of your financial plan take advantage of current legislation. Our Relationship Management team has the knowledge and experience to help guide you with complex federal and state tax issues, taxation of stock options and estate tax consequences.

who we SERVE

Select your employer to learn more

 

Alaska

American

Delta

Southwest

United

 


Experience

For over 30 years, RAA has assisted airline pilots and their families with a variety of financial planning services including 401(k) professional management, comprehensive financial planning, estate planning, benefits reviews, tax guidance, retirement planning, investment management, income planning, and Social Security and Medicare guidance, just to name a few.

Your Retirement Plan

We have had the opportunity to answer many questions from pilots with all of the many changes in the recent pilot contract. As you probably know, the A fund was frozen in 2003 and is now managed by the PBGC. What is under your control is the Pilot Retirement Account Plan (PRAP). United contributes 16% of your salary to the plan and you can contribute an additional pre-tax amount. The Retiree Health Account (RHA) is a feature of the pilot contract where United contributes $1 per hour. There are other ways to maximize this benefit and we are happy to answer any questions you may have.

United

 
     

ACTIVE

 

   
   
   
   

 

For More Information Contact

Brad Bridgewater
Vice President of Sales and Marketing
 


Brad Bridgewater is the Vice President of Business Development for RAA. He leads the Financial Consultant and pilot representative teams across the country for all the airlines RAA serves. Brad joined the company in 2005 and spent seven years as a Financial Consultant. Prior to joining RAA, Brad was an athlete, representing the United States National Swimming Team around the world, including winning a gold medal in the 1996 Olympic Games in Atlanta in the 200 meter backstroke. Brad holds a BA from the University of Southern California.

  Phone: (800) 321-9123 ext 540

 

Mike Kane
Vice President and Financial Consultant
 


Michael Kane is a Vice President and Financial Consultant with RAA. Mike joined the RAA team in 2012. He works closely with pilots to evaluate their retirement planning readiness and provide solutions to meet their retirement goals and dreams. Mike has over 22 years of financial services experience with Fidelity Investments, American Beacon Advisors, and Baker Avenue. Mike is a graduate of Texas Tech University with a degree in Marketing. He has also completed the CFP Examination and coursework for the Certified Financial Planners designation through the College of Financial Planning.

  Phone: (800) 321-9123 ext 538

 

 

Other Helpful Resources

www.alpa.org
www.pbgc.gov
www.rupa.org
www.socialsecurity.gov
www.medicare.gov

Dedicated To Providing Outstanding Retirement Planning and Investment Management