Five_star

Questionnaire

Risk Assessment Questionnaire



Your age is used as a determining factor in this survey. We will in no way store or sell your date of birth.

  1. Apart from my retirement investments, I have accessible savings to pay for my basic living expenses for:
    • Less than one month
    • About one month
    • About two months
    • About three months
    • Four or more months
  2. It is likely that I will be forced to look for a new job in the next few years.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree
  3. If I run into an unexpected financial emergency, I would likely need to make withdrawals from or borrow against my retirement savings.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree
  4. What long-term average annual return from your retirement investments do you need to meet your retirement income goals?
    • Under 5%
    • 5% up to 7%
    • 7% up to 9% (Don't Know)
    • 9% up to 10%
    • 10% and over
  5. I would be willing to have occasional annual losses in my retirement investments if that was the only way to expect a retirement income sufficient for my needs.
    • Strongly disagree
    • Disagree somewhat
    • Don't know
    • Agree somewhat
    • Strongly agree
  6. About what percentage of your retirement income will you derive from your retirement investment pool?
    • Over 90%
    • 70% to 90%
    • 50% to 69% (Don't Know)
    • 30% to 49%
    • Under 30%
  7. I am optimistic about the long-term prospects for the economy.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree
  8. I would consider my investment program to be a failure if I lost 10% or more of my assets in a single year.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree
  9. I prefer secure investments even if that means I must expect significantly lower retirement income.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree
  10. Even if I were convinced that I had a good long-term retirement investment program, I would still be concerned about daily gains and losses in my investments.
    • Strongly agree
    • Agree somewhat
    • Don't know
    • Disagree somewhat
    • Strongly disagree

This questionnaire was reproduced with permission from 401(k) Answer Book, published by Panel Publishers.